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Credit: The good, the bad and what you need to know to be a smart consumer
Dan Goldstone, the founder and CEO of the debt-buying agency, Norfolk Financial (www.norfolkfinancial.com), is helping students learn how to use credit wisely. He has seen too many cases where pitfalls could have been avoided if someone had taken the time to educate young adults before they got into trouble. Dan is sharing his experiences with high school and college students. His frank 50-minute presentation shows students how to weigh their options as they navigate the confusing world of credit card offers, student loans, debit cards, rental agreements, etc. This serious talk is peppered with humor and examples of good and bad credit choices young adults from all walks of life can understand.
His discussion covers:
- The definition of credit
- How you obtain it
- Why you need it
- The need to establish a budget and to set financial goals
- Determining how much credit a person can afford
- Why is it important to live within your means
- What to do if purchases exceed income
To schedule a talk with Dan Goldstone, contact Blue Plate Communications, Inc. at (781) 453-0330.
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